Check issued by BOA but not able to cash it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

The fact is, it isn't the bank's money, it's the OP's. There most
definitely should be a procedure in place to handle a situation like
this. Tellers and other bank employees have three-ring binders full
of procedures and how to do things. This process should be included.

It isn't rocket science. The OP shouldn't have to work this hard to
get HER money back, even though she is the one who misplaced the
check.

I had an outstanding check for 18mos once. My aunt forgot I gave it to
her for her birthday and she put it away with the cards and forgot
about it until she was cleaning the drawer and found it. She called me
and asked if she could cash it, I still had the funds in the account
so I told her to go ahead...they cashed it without a problem.

If this is monies owed to you by BOA then its still showing on their
account as being outstanding. So while I agree you should have kept
the check in a more important place so you could remember to cash it,
they should issue another check if you give them the past dated check.

That is why they give you almost 6 months to cash the check.

It is not their fault you didn't cash it in time, nor their fault you
forgot where you put it.

Yet you are holding *them* responsible for it.

you cant expect them to be on the hook forever, 120 days is a
reasonable amount of time, my paychecks are only good for 90 days. you
said you "put up" the check, why not cash it as soon as you receive it
so you wont have to keep track of it?

good luck, but they are not obligated to issue you another check. You
had 4 months.

I have a check I wrote on my BOA account May 9 that hasn't been cashed
yet. I asked how long until it is considered no good and I was told
"never". I clarified - "So if someone wants to cash it a year from
now you will honor that" and I was told yes.

No I'm wondering which is true. Surely it can't be forever, can it?

They gave you 120 days. It would be nice if they did, but they could
easily not re-issue it as they gave you sufficient time and what
happened was your fault.

You need to contact the person or company who issued you the check and
ask them to reissue you the check. It may take a few business days, as
they will have to verify that your check was never cashed.

Can't you just take the check to a local BoA branch and speak with
someone there? You know Ken Lewis isn't going to help you.