Credit Card " Further Processing Required"

OK, credit reports don't work that way. I can't see why people don't
get that just because you made an immediate and exact action that your
credit report just immediately reflects that.

Sure, it would be nice if it did, but the truth is, JUST paying off
something that has a history behind it means very little to a
potential creditor. They want to see how you've done with those
credit lines (EIGHT cards???) since you opened them. That means if
there were ANY blemishes while the accounts were open (and I am
trusting that all 8 are not stil currently open) you will continue to
get turned down now.

They really don't care about your income or your new auto loan or your
690 credit score. Those things are more like "tie breakers" when they
are trying to decide whether to extend you credit or not. They care
most about how you have handled those 8 (REALLY???) credit cards in
the past because that is more than likely how you will handle your
relationship with them in the future.

It's not always about the credit score. It could be that you have too
much available credit and that's considered a risk. Really 654 isn't
that great...a little less than average. You may get a nice jump
after your cards report as zero balance.

I received the same message and it was simply that I recently moved, I
did receive the new cc.

My dh's score is over 780 and he was declined due to lack of use on
his current lines. You just won't know until you receive the letter.

Good Luck.