Good Will Gesture Needed-
Posted Thu April 5, 2012 12:00 pm, by Amaury M. written to First Premier Bank
Write a Letter to this Company
First Premier Bank
Dear Sir or Madam
I'm in the process on getting my first house and need to get my credit up to par.
I am writing to you today regarding my First Premier Bank Credit Card.
The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this
account to the three credit agencies.
During the time period this account was established I had was very happy with the service, I was however not the ideal customer and made mistakes with my handling of the account. I should have kept better records regarding the account and I take full responsibility.
I know that payment was my responsibility and I am not attempting to justify this breach of credit card user agreement, I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my three credit reports.
I hope that First Premier Bank is
willing to work with me on erasing this mark from my credit reports.
I am simply asking First Premier Bank for a courtesy gesture of goodwill in having the credit bureaus remove this account from my
report. I do recognize that this request is unique and that it may not be your normal policy. Please consider that the Fair Credit Reporting
Act does not demand that all accounts be reported, only that any account that is reported be reported accurately. Therefore, a company
does have legal discretion and permission to remove any account it chooses from the credit report. I'm hoping that you will do that in my case for this account.
Your kind consideration in this matter is greatly appreciated.
i will like the above accounts be remove from my credit reports or adjusted to show no late payments and paid in full.
|Log In/Create an account | 14 comments
|PlanetFeedback Comments are subject to strict terms and conditions. We reserve the right to deny site membership privileges to any individuals acting inappropriately.