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He probably doesn't even know the formula
by RedheadwGlasses - Posted Mon April 21, 2008 @ 5:26 PM

and probably just read it off some piece of paper he has tacked inside his cube!

Are you sure you even got someone in the home equity/mortgage loan department? I have a friend who did mortgages for years, and she knew that stuff inside and out, just from experience and reptition!
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