He probably doesn't even know the formula
by RedheadwGlasses - Posted Mon April 21, 2008 @ 5:26 PM
and probably just read it off some piece of paper he has tacked inside his cube!
Are you sure you even got someone in the home equity/mortgage loan department? I have a friend who did mortgages for years, and she knew that stuff inside and out, just from experience and reptition!