Those bastards.

I am so so so so so so sorry you have to deal with this. I promise you, if they did this to me, um, it wouldn't work. I don't have $2K in my checking account.

What they are doing is appalling. I think they should do everything you're asking. Heck, I also think they should send you a fabulous gift just to make up for them being such poopheads.

Have you spoken with your bank? Maybe someone at the bank can help? Otherwise, I think you should get an attorney and then sue them for the money -- AND ATTORNEY'S FEES.