You need to ask yourself if you seriously want to go into debt in the middle of an emergency!!!

Then ask yourself how much money you need in savings to make yourself comfortable in the event of an emergency. Then get that amount of money in the "emergency" account and then cut up the credit card.

I am glad to see that the credit card companies are doing you a favor and cancelling your card, just get some savings in place and be done with them!!!!!!!!!!!


Good Day