I disagree with the other commenters. I believe drive-thrus SHOULD be open to pedestrians and bicyclists, especially if the lobby closes before the DT.

To refuse service to someone on foot or bicycle is discrimination in my book. "I cannot afford a car, therefore, i cannot use more convenient banking hours" sounds pretty discriminatory to me.

I cant afford a car, and i have been denied service at fast food DT's and banks, even when the lobby is closed.

I do not accept the "security risk" argument. The teller is behind glass, there is no way i can fit through the drawer they extend out. Also, after dark i wear flourescent vests and have head and tail lights, i am just as visible as a motor vehicle.

This is a prime example of American "Vehicular Supremacy". People have taken their cars for granted, public accomodations are designed for primarily vehicular use, even my local mall does not have sidewalk access, i must walk in the road.

Im with you 100%, there is no excuse for them not to serve you.