tax paying and bailouts have nothing to do with whether or not you spend money that you don't have in the account.


i would recommend writing out a budget and keeping a register of what you spend.

You may want to consider waiting on the small-dollar-amount purchases until you are sure that the bigger items go through.

sometimes it does help to prioritize what you spend on... i.e. needs such as shelter and "necessary food" vs wants, such as entertainment and treats.