How do you know it was preactivated?



if you didn't receive the card, you can't be sure of that.


It sounds more like someone stole your identity and opened a credit account.




if you never had access to this card, then do this...

1) Contact the police and file a police report

2) Contact the credit card company and ask for the fraud department. Include the police report #

3) Contact ALL THREE credit reporting companies and talk to them about freezing your credit. Include the police report #

4) Contact the FTC for more help.