I'll be taking Brenda's advice, and using a credit card from now on. I do keep a check register. The problem is that my husband and I have a joint account and it is very difficult to keep track of both his purchases and mine.

If he and I both use a credit card, I will not have to worry about whether I miss a charge of his or if he forgets to give me a receipt.

I guess it is expecting too much, but I had thought that Banks could be trusted. If they are going to manipulate charges like that, I will using them for nothing more than to cash my paycheck.