Ms. M.,
I feel your pain.
An an AX member dating back to 1975 I have worked very hard to maintain my accounts and credit rating too.
That being said I am not an expert on the topic, do not work for AX, their subsidiaries or their competition.
I do however think that your issue is with Experian who submits data to Credit Card Co. who rely on this data to be factual and timely.
I would congitate with your attorney and see what you can do about rolling your problems with your AX line of credit caused by Experian into your case.
Good luck and do drop back in and tell us how it goes.
Bill R.