by Samantha Murphy - Posted Wed August 2, 2006 @ 11:52 AM
Well, after finally tracking down the credit supervisor who was "helping" me, I was told that they WILL NOT reinstate my credit lines. Even after I faxed them proof that I was suing Experian AND 2 updated credit reports (that I purchased online for them) from TransUnion and Equifax which CLEARLY show that none of those accounts are on there.
They said they consider the Experian credit report to be accurate until those items are removed. They said that different areas of the country report differently to each credit reporting agency and that those 6 derogatory accounts might just not be reporting to Equifax and Transunion but are accurate on experian.
I am even more disgusted by the treatment I've been given now than I was before. American Express is going to cost me a ton of money because I will most likely get ratejacked by my other creditors because of the utilization I now show and my credit scores are going to suffer when these report for the month.
As a result, I am planning on closing my accounts as soon as they are paid off. I refuse to give this company another red cent of interest after this treatment.
Its bad enough to have to be going through court cases with Experian after just having a baby (and while I was pregnant)...I really didn't deserve this garbage from Amex.
Talk about adding insult to injury.