Credit Card Application Reconsideration
by Keyosha B. - Posted Fri June 27, 2008 @ 10:14 PM
Dear Nordstrom Stores:
About a week ago I applied for a Nordstrom Credit Card and was denied because of too many inquires. I spoke to a nice representative and asked for a reconsideration but was also denied.
As a college student, I'm proud that I am working on my credit this early and hope to see my credit experience and history grow. I'm starting to pay off all my credit card accounts to help my utilization. I am currently employed fulltime as an Engineer Sales Administrator with an annual income of $38500.00.
Now, I understand that I don't have a right to be granted credit by Nordstrom. Your company has its thought-out policies and enforces them. But I'm asking that you reconsider my application and start me out with the lowest amount possible Nordstrom deems appropriate.
As you can see in my credit report, I always pay on time and am never late. Also, my credit history is somewhat limited since I am a Junior in college, and can only have up to two years of history because of age requirements. But my two years have been nearly flawless in my estimation.
I pledge that I will be responsible to my account with Nordstrom like I am with my other accounts elsewhere.
I would venture to say, that were you to approve my reconsideration request, you will have a devout and loyal customer for years to come. I just want to get my foot in with a great company that takes customer service seriously and takes pride in the same. I would love to be issued a card even with a lower than normal credit limit. Let me show you that I'll be a good, no, GREAT customer.