Dear Sirs;

I requested a mortgage quote from your firm and you recommended 4 firms. Of the 4 firms that you highly recommend, I selected Ultra Mortgage, LLC.

Mr. G. contacted me and provided me with a quote for a 30 year fixed. I then asked him if his firm can provide me with a 15 year fixed with a rate of 5.5% and he said yes.

After a few days, they sent to me via email, loan documents for my signature. After my CPA & attorney reviewed the application for hidden charges, we both found out they fraudulently increased the rate from 5.5% to 5.75% without first notifying me in advance. If they had notified me in advance, I would have selected another broker who can honor this rate.

Let me remind you that in this type of an environment, fraudulently issuing a legal document with increased rates is illegal. According to law, if there is a change in rates, the lender must notify the borrower prior to releasing such documents for signature.

The increased in rates by .25% would've cost me $400 in increased mortgage payments per month. If I had went to closing not knowing, I will end up being late in my monthly payments and end up in foreclosure. Let me remind you that the law now does not tolerate nor permit this type of business behavior by mortgage brokers or institutions, including Lending Tree.

Lending Tree is now also at fault by not policing the business ethics / behaviors of firms soliciting financial services on your website.

Furthermore, the representatives at Ultra Mortgage, LLC are liars. I spoke with Mr. G. a few days ago as to why he increased the rates without firt notifying me and he said "I received the appraisal reports late and can't process the application without them".

Well, guess what, he sent me the appraisal invoice via email on June 16th. On June 19th, Ultra Mortgage send me the loan documentation for my signature. With 3 days apart, they sure received the appraisal report on time !!!!

So therefore, this proves Mr. G. as a LIAR and thus Ultra Mortgage can't be trusted.

Due to your lack of Quality Assurance, waste of time dealing with Ultra Mortgage, LLC, I'm demanding that Lending Tree Provide me with 25,000 United Airlines Frequent Flyer Miles.

There is absolutely no excuse as to why firms practice these fraudulent & unethical business practices at Lending Tree.

I'm sure all readers of this letter at Planetfeedack will agree with me on this matter.

Due to your lack of Quality Assurance, waste of time dealing with Ultra Mortgage, LLC, I'm demanding that Lending Tree Provide me with 25,000 United Airlines Frequent Flyer Miles.

There is absolutely no excuse as to why firms practice these fraudulent & unethical business practices at Lending Tree.