I am so fed up with the banking practice of witholding larger items presented for payment then charging this rediculous NSF fees for smaller dollar amounts that could have been paid.

I am on a very fixed income.

I have the presentation of monies through direct deposit on a paticular day credited to your account at MN, the very begining of that designated day, yet the bank still manages to return my presented items and continues to bilk me out of money through this practice.

We as tax payers bailed these banks out of a fictitious whole they created. Now they continue to show their distain for us by stepping up their campagin to take us for everything else they can get with these desciptive practices and fees. I know for a fact that this is being done because I have had family members who have worked in the banking industry, including Wells Fargo.

Set a mininum dollar amount for items presented before you charge an NSF fee.

Offer to your coustermers a redunf of NSF fees for a certain numver at 100%, then a decreasing percentage value for each NSF presented thereafter throughout the fiscal year to zero.

People are struggleing, more than you claimed you were. You got a break. Give your depositors a break