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where's the real balance

Posted Tue July 22, 2008 9:34 am, by ty h. written to oniel nissan


They claim I owe them 1791.00 dollars after they repo'd the car I had the car for a year as it was a buy here pay here deal

The car priced at 7500.00 at the time of sale I put down 2000.00 made payments for a year for 300.00 that's a total of 5600.00 I know they had to have resold the car by now , but I never received any notice to when,where or how much the car was sold for or what I had to pay in order to redeem the car.

No further information has been given to me at this point.

Provide all documents served and how they served them to insure they did things by the law, what was the car finally resold for? If they cannot supply these documents then they must remove all negative reporting to any credit bureaus


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by petgiraffe Posted Tue July 22, 2008 @ 1:49 PM

Didn't you have a payment book? Or receive a monthly bill? If a) you
still have payment coupons or b) were still getting monthly bills,
YOUR CAR WAS NOT PAID OFF. There is this little thing called interest.

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Re: where's the real balance by Lisa H. Tue July 22, 2008 @ 10:18 AM
by stroka1 Posted Wed July 23, 2008 @ 7:03 AM

I didn't have to pay any interest it was fixated into the final price
of the car which came out to $9200.00 which I didn't include in my
original post, I put down the req 2thou and paid $300 per mo
afterwards for a year which would have been a total of $5600.00 at the
time of repo and the balance left or the balance that they are
reporting is $1791 add that in and I get roughly $7400 it almost
appears to me that I should take it that the car sold for the 2k I
put down but closer to the number that they are reporting

Because when I add that $1791 twice I get closer to the original
finance amount of $9200 coinidence ? (sp)

I guess my real gripe is that I never received any notice of the sale
of the vehichle so how would I really know the true balance ?

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