Verizon turned my account over to Collection before sending me a bill

Personal advice, The quickest way to get a response, if you haven't
already received one from Verizon, and what you say is legit, find out
what credit agency holds this account on your credit report and inform
them of the situation at hand. They will (or should) contact the
collector and remedy the situation if it is possible. I don't think
Verizon can remove you from a credit report once something has been
placed on there. Only the credit reporting agency has the authority
to do this.

If you did pay it in the end, it should show as paid late by however
many days or months. My interpretation of "Charge Off" means that
Verizon would have been the one to "absorb" the cost. Once again, the
credit agency would have to hash this out with Verizon.

This is all just merely a suggestion...

One time, this past spring, I paid Verizon something in the
neighborhood of 38 dollars and change. Turns out I did not owe them
that much and I was looking at some other charge from that phone
slamming group whose name I cannot recall. So...I end up with credits
to my bill every month. Well, I get a call from collections, saying I
owe verizon 200 something dollars. I laugh and tell the lady this is
not possible since I am actually getting bills with NEGATIVE...yes
NEGATIVE amounts!She insists I pay I tell her to leave me alone
because I have the bills in front of me. I finnally get ahold of
verizon and all is well.

#1It takes months for something to actually go into collections, so
you didnt pay your bill for a few months.
#2 You said even after you got the collection notice, you didnt pay
it, but instead left the country.
#3 its a little known fact that credit cad cmpanies DO NOT HAVE to
send you a bill, you are supposed to know when your bills are due.
#4If you want to live in our country then you should educate yourself
on how things are, you let your bill go unpaid, therefore its on your
credit for 7 years.... thats just how it works.

My husband got a bill from a collection agency which stated he owed
around $250 on his phone from around 15 years ago. He hasn't had this
phone number in 15 years and since he is a pack rat he actually found
the final bill and the check number and date on the invoice that it
was indeed paid.

He notified them of this and is still getting bills, he will not pay,
probably really screwing up his credit in the process but he has proof
of payment.

We have cancelled our landline service and just use a tracfone for
everything. Verizon will probably send us a bill in 15 years saying we
owe money, seems this company has some serious customer service
issues.

((((((((Assuming that the damage was already done to my credit I chose
not to pay at that time.))))))))))



Okay the issue is that you owed money, and chose not to pay it. It is
your moral obligation to pay the money, regardless of your "credit".
You owed the money, you chose not to pay it. They ding your credit.
Didnt it seem odd that you didnt get a bill?


Good Day

It's a shame that you didn't receive bills from them before they
turned it over the collections. However, I notice that you say "I had
no reason to not to pay you had I received a bill" and "I chose not to
pay at that time."

I can understand if you come from a country where bills aren't paid
when they are received or if you didn't understand what kind of damage
a collections agency could do to you. But I'm not sure why say, in
one sentence, that (of course!) you'd pay your bill when received and
then... in another... that you chose not to pay.

I think your case would be much stronger if you'd paid the collections
bill. Since you didn't pay it, that's why you have a charge off.