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 Chase screwd me
Posted Tue January 19, 2010 8:04 pm, by Dave Y. written to Chase Bank
Write a Letter to this Company | Rate this Company
I NEVER started a credit card account with Chase, and they send me mail every day in the mail and now they are charging me $141.24 to a card that I NEVER opened. And they did nothing to help me. I ended up having to pay a bill I never accrued. Then they shifted me over to their customer service to cancel my card, and the service told me that my card had never been OPENED!!! YEAH, that's what I told them. But they still made me pay the money.
I would like my money back!!!!
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by Mundo Cani D. Posted Wed January 20, 2010 @ 9:40 PM
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They ultimately told you that your "card had never been OPENED." Does
that mean the account had never been opened? Does it mean the card had
never been activated? If either is the case, then how were charges
made against it?
Something is odd there. Maybe it's just the way I read it.
I know the others have commented on identity theft. My question is:
Even though you did not open the account, and it sounds like some
scoundrel did, if you had chosen not to pay it off, would they have
ultimately dinged your credit rating. Would that be the reason for
paying a bill you did not incur?
Just curious....
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I hope you're shredding credit card offers rather than just throwing
them away in the garbage.
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Oh my! If you never opened the card, why on earth would you pay the
bill? I think thay by paying the bill, you have accepted
repsonsibility for the debt.
If I were you, I would ask to see a signed copy of the application. I
would also pull a copy of my credit report.
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by Donno Posted Wed January 20, 2010 @ 12:44 AM
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And then when you asked them how this was possible, the response
was...?
And when they "made [you] pay the money," the reason they gave for
doing so was...?
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Re: Wow
by Fairbank R. Thu January 21, 2010 @ 9:14 PM
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by Kalphoenix Posted Wed January 20, 2010 @ 9:16 PM
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The OP DOES say that they NEVER opened a credit card account with
Chase.
But I still have no idea why you would pay the bill on a CC you never
opened just on their sayso that you owe ANY amount. I'd be dealing
with the fraud departments, pronto.
Likely too late to do anything now that OP already paid though.
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