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Chase screwd me
Posted Tue January 19, 2010 8:04 pm, by Dave Y. written to Chase Bank
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I NEVER started a credit card account with Chase, and they send me mail every day in the mail and now they are charging me $141.24 to a card that I NEVER opened. And they did nothing to help me. I ended up having to pay a bill I never accrued. Then they shifted me over to their customer service to cancel my card, and the service told me that my card had never been OPENED!!! YEAH, that's what I told them. But they still made me pay the money.
I would like my money back!!!!
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by Mundo Cani D. Posted Wed January 20, 2010 @ 9:40 PM
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They ultimately told you that your "card had never been OPENED." Does that mean the account had never been opened? Does it mean the card had never been activated? If either is the case, then how were charges made against it?
Something is odd there. Maybe it's just the way I read it.
I know the others have commented on identity theft. My question is: Even though you did not open the account, and it sounds like some scoundrel did, if you had chosen not to pay it off, would they have ultimately dinged your credit rating. Would that be the reason for paying a bill you did not incur?
Just curious....
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I hope you're shredding credit card offers rather than just throwing them away in the garbage.
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Oh my! If you never opened the card, why on earth would you pay the bill? I think thay by paying the bill, you have accepted repsonsibility for the debt.
If I were you, I would ask to see a signed copy of the application. I would also pull a copy of my credit report.
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by Donno Posted Wed January 20, 2010 @ 12:44 AM
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And then when you asked them how this was possible, the response was...?
And when they "made [you] pay the money," the reason they gave for doing so was...?
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I state it all the time, many times to exhaustion.
Do you really want to hear it again?
Good Day
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by Fairbank R. Posted Thu January 21, 2010 @ 9:14 PM
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No. We don't want to hear about the snakes ever again.
Also, there are better options than those that you have offered.
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