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No customer service, just bounced around

Posted Mon August 27, 2012 3:01 pm, by Latisha J. written to Kay Jewelers

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I went to the store and was encouraged to apply for their Kay's credit card. The decision took a while which the rep said was usually good as a denial was quicker. So minutes later, she informs me I was denied. I was shocked as I know I am a regular shopper or Kay's and so is my mother (who had a card with them for over a decade). She says to wait for a letter and doesn't know which report was pulled. I went home and see they pulled EQ and knew I was declined for inquires. I recently moved so have a lot from apt hunting and getting new utilities as well as several from a cu I just joined and opened a checking and savings with. I call the customer service line so I can speak with an analyst to try to overturn their decision. Rep rudely tells me I can't speak to them not will she contact them for me to explain the inquiries. She said I could write a letter or the store where I applied can call for me. I called the store and they said they can call but the credit dept never shares anything with them. So I feel like I'm in a game of tug o war and being bounced around with no one wanting to help a loyal customer.

I'd like the opportunity to speak to the credit rep to reconsider their decision.


Reply



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by PepperElf Posted Wed August 29, 2012 @ 1:51 PM

It doesn't matter how many times you try to use your "loyal customer"
card for this... it will be declined if your credit isn't what they
want.



As for "runaround"... they keep telling you "no".

If you chose to not accept that answer and repeatedly try to get them
to give you a different one ... that's not runaround - at least not
one that they're guilty of creating.

Reply


It doesn't sound like by MA Bellamy Thu August 30, 2012 @ 1:10 PM
by haranj Posted Wed August 29, 2012 @ 9:34 AM

if you want to buy something at Kay's, save up for it.

Reply

Save for a Kay's purchase by spunkyboy08 Wed August 29, 2012 @ 10:09 AM

Re: No customer service, just bounced around by spunkyboy08 Tue August 28, 2012 @ 2:42 PM
by sarahsmile Posted Tue August 28, 2012 @ 8:16 PM

That's why.

Reply

why by Tish84 Tue August 28, 2012 @ 10:36 PM


by RedheadwGlasses Posted Tue August 28, 2012 @ 1:04 PM

Why does your mom's status matter? Newsflash: it doesn't.

Newsflash 2: The most useless credit card is one for a store that
sells only wants, not needs.

Reply

diversity of opinion by Tish84 Tue August 28, 2012 @ 10:38 PM

Ok... by spunkyboy08 Wed August 29, 2012 @ 8:10 AM

Ok... by spunkyboy08 Wed August 29, 2012 @ 8:12 AM


You're not getting it by RedheadwGlasses Wed August 29, 2012 @ 1:18 PM


"Every person can choose what cards they want" - no they can't. They can only chose what cards they QUALIFY FOR by PepperElf Wed August 29, 2012 @ 1:54 PM
by Steve OH (IO) Posted Mon August 27, 2012 @ 3:49 PM

you won't accept that. It doesn't matter if you, your mom, your
grandma or anyone else is a regular shopper. They pulled a credit
report and it didn't meet their requirements.

Reply

credit is not black and white by Tish84 Mon August 27, 2012 @ 4:54 PM


inquiries for locating places to live and utilities have nothing to do with credit seeking. by Bill R. Mon August 27, 2012 @ 9:46 PM

Good thing I rely on answers from analysts although your opinion is appreciated by Tish84 Tue August 28, 2012 @ 12:24 AM

Actually, you rely on Kay's algorithm. Your knowledge of the system - by Steve OH (IO) Tue August 28, 2012 @ 3:07 PM

Myopic view by Tish84 Tue August 28, 2012 @ 10:40 PM


" and so is my mother (who had a card with them for over a decade)." by PepperElf Wed August 29, 2012 @ 1:57 PM




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