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 complaint
Posted Mon December 29, 2008 4:19 pm, by rex h. written to Juniper Bank
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you decresed my cretit lemit from 3500 to700 because you say; credit score was low? I got a report from transUNION it was better than it was when you issued the card to me WHY? None of my visa cards lowerd my limits.I know why you did because i pay my balance ever month.You are not getting any" intrest"
reinstate my lemit to3500
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This should be the last straw, you should cancel this card, and all of
your cards and live on what you earn. If you play with the snakes,
you will eventually get bit! And the good book states,that the
borrower is slave to the lender.
Good Day
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by Not myself today Posted Mon December 29, 2008 @ 5:14 PM
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There are many factors a bank looks at. Your FICO score, your
utilization, your payment history, your frequency of use of the card.
I always pay my cards off and always have. The bank has never earned
one penny of interest from me. I use my cards a lot, and nobody has
messed with my limits or my cards. Remember the bank makes plenty of
money through purchase transaction fees, so it isn't just interest
they are looking at.
If the bank told you your credit score was low, it probably is what
caused this reduction in your limit. All banks are tightening their
standards right now, and a FICO score that was alright a year ago may
trigger a red flag now.
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