Reconcideration please.

Posted Thu November 15, 2007 4:10 pm, by Paul K. written to Juniper Bank

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I recently Applied for a Juniper ITunes Credit card, Application ID is13956251 and was turned down due to Portion of Revolving Debt to income is too high. Not sure how that came up but my income alone is over 115,000 per year not including my Wifes income. We have some Credit card Debt and a small mortage. I would like to be reconcidered for your credit card. I do not need a high Credit limit but would like something above 2000.00 please. Please approve my application.

Thank you

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It is reconsideration, and by Stoic Cheese Posted Thu November 15, 2007 @ 6:35 PM they should have provided you with a way to appeal the declnation of credit. A letter should be sent to you if a rep doesn't call. This happened twice to me, and I was able to speak with someone who had my application, and get the credit once some details were discussed. Your income alone means nothing. You need to call them and speak in person. Reply Re: Reconcideration please. by RedheadwGlasses Posted Thu November 15, 2007 @ 6:35 PM Your income is over $115K a year? How much DEBT do you have? I'm guessing you're in over your head, and the last thing you need is more of it. Get some financial advice from a respected professional before it's too late. Reply Itunes by Sinzard Thu November 15, 2007 @ 8:11 PM Hey Sinzard :) by StoicGrrl Thu November 15, 2007 @ 9:09 PM Thank you for saying things much more politely and respectfully than I did ; ) by RedheadwGlasses Thu November 15, 2007 @ 9:26 PM You're quite welcome. by StoicGrrl Thu November 15, 2007 @ 11:39 PM I have to ask you this Sin. . . by MA Loper Fri November 16, 2007 @ 9:47 AM I was going to ask the same question! by Queen Green Fri November 16, 2007 @ 12:55 PM then why do you need aq credit card by T. C. Fri November 16, 2007 @ 10:43 PM