APPLICATION ID# 6728358 for CARNIVAL SEA MILES CARD

Posted Tue February 14, 2006 11:14 am, by . written to Juniper Bank

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APPLICATION ID# 6728358

Having researched Juniper Bank via the Internet as I am exhausted with a few of my current bank card providers, I believed that Juniper would surely be interested enough in a new cardmember that they may actually REVIEW my request for a new Carnival Sea Miles credit card. The application I submitted was DECLINED citing the balances on other bankcards as the main reason. Interestingly, those balances look artificially HIGH due to the "HIGH BALANCE" being reported as the CREDIT LIMIT when it IS NOT. This is one very large reason why I am furious with three of my current visa / Mastercard issuers and am interested in changing. However, Juniper supply's me with a generic decline letter. Reconsideration is quite necessary. I have had it with the Credit Card Issuers and their benefiting from ratejacking to CL chopping -based on my balances. I thought Juiper was different. Perhaps I need to warn one and all against this bank as well; and I can blog that easily.

RECONSIDER MY APPLICATION # 6728358. I want to open an account with JUNIPER BANK - I applied for the Carnival Sea Miles card. Have someone who knows how to read the credit report that Juniper obtained and REVIEW the application for approval - by a human, not a computer.

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Re: APPLICATION ID# 6728358 for CARNIVAL SEA MILES CARD by geebee Posted Sun February 26, 2006 @ 9:47 AM There isn't anything wrong with more than 3 cards, but if you have more than 3 and they are all maxed out, it is going to be a problem. The OP says "three of my current visa/Mastercard issuers" which makes it sound like he has in excess of 3 MCs or Visas. Reply Response by Thu April 13, 2006 @ 10:49 AM Re: APPLICATION ID# 6728358 for CARNIVAL SEA MILES CARD by geebee Posted Wed February 15, 2006 @ 8:09 PM "This is one very large reason why I am furious with three of my current visa / Mastercard issuers and am interested in changing." You make it sound like you actually have more than 3 credit cards. It sounds like you were declined for good reason. Reply what wrong with more then 3 cards? by Mom3boys1angel Mon February 20, 2006 @ 5:25 PM Reply by Thu April 13, 2006 @ 10:51 AM