Credit Limit

Posted Mon February 9, 2009 4:41 pm, by Brian B. written to Juniper Bank

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I have had a I-Tunes Visa with Juniper since 1/08. I started with a small $500.00 limit. In September my account was doubled to $1000.00. It's not much but I was starting over in 2005 Mind you, I have put over $3000.00 thru this card in less than a year. I have never been late on this account or any of my other credit accounts since 2005. They lowered my limit back down to $500.00. They stated that I have too many balances on other cards. With this being January and just after christmas maybe they should take that into consideration. I did use some of my cards to get extra % off when you use their department store cards. Everything that posted on my accounts were payed off. This includes paying over $900.00 to juniper the day after christmas (pif) and another $265.00 (pif) in January. Yah, this seems like someone having money problems. I called and to no avail. You have great payment history and with your other accounts but I can't do anything. The day that they lowered my account capital 1 raised my account from $500.00 to $1000.00

Why don't you lower people's accounts that have been late or over their limit. I want my limit restored back to my previous limit. I have given you no reason to take such action other than buying some christmas presents for my children. Which have been payed off and can be verified.

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Credit cards are great by Donno Posted Mon February 9, 2009 @ 11:33 PM I wouldn't know what to do without them. It sounds like you had some trouble financially prior to 2005. It may that history that is keeping you from racking up the big balances. I hope they increase your limit soon so you can support our economy and buy lots of stuff. There's nothing like the feel of spending money. Reply Re: Credit Limit by RowdyRetailer Posted Mon February 9, 2009 @ 5:20 PM If you do not like the way credit cards are now running their scam, ummmm business, you can always opt out and never use a credit card again. If you play with the snakes, you will eventually get bit. Good Day Reply