credit limit decrease due to emergency cash advance

I do not have Juniper Bank but I pulled out my credit card statement
from a well know credit issuer, my statement looks like this


Total Credit Line xxxxxxx

Available Credit xxxxxxx


Cash Acess Line xxxxxxx


Available for cash xxxxxxx



your cash advances come off of your total available credit line so
your limit is going to be lowered by the amount of the cash advance.
Also cash advances have higher interest rates. There is also usually
no grace period on Cash Advances so the interest starts to accrue
immediately.


I suggest that you read your card holder agreement and try to
understand how your credit card works, it is really not a good idea to
use credit if you don't understand how it works. Basically a cash
advance is a loan that is deducted from your total credit line and
accrues high and immediate interest.

Here's what takes place when you get a cash advance:

1. Your credit line is reduced by the amount of the cash advance.

2. You're likely to pay a fee for the cash advance depending on the
method you used to get it

3. The interest rate for your cash advance is likely higher than that
of your regular credit line

4. Your payments will be applied to your regular credit line before
your cash advance.

It's VERY unlikely they will increase your credit line or change any
of the terms of the cash advance. If they do, let us know...we'll be
happy to publicize a successful resolution to your problem.