Interest

Posted Mon July 31, 2006, by Beth S. written to MBNA

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I have perfect credit. I have never been late on my payments and they raised my interest rate to 25%. I finally refinaced my home and paid off my credit cards. I paid 1.78 too much and they sent me a check for it saying my account was closed. Then they come back saying I own them 69.46 for finance charges. Basically penalizing me for paying off my account. When I asked that it be waived she was very snotty talking to me like I was a child. I have had nothing but trouble with this company even though I have been a great customer. I paid them $4600 and they won't let the charge go.

I would like them to issue a credit for the "interest" that I supposedly owe.

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Re: Interest by S. Brown Posted Mon July 31, 2006 @ 8:35 PM First of all, it's really not a good idea to publish your home address and phone number on a public Internet site. On the subject of the $69.46 interest charge - - this is a common complaint when people pay off credit card companies. You pay the total amount due assuming that you're done but what is not included in this payoff is the interest that has accrued between the statement being generated and the account being paid off. So I doubt they will waive the interest charge but it never hurts to try. Reply I don't understand... by Venice Mon July 31, 2006 @ 10:11 PM