My credit experience with Nordstrom
Posted Mon April 2, 2012 12:00 pm, by Marco R. written to Nordstrom, Inc. - Department Stores
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I am a long time Nordstrom consumer, I was at the Grove in los Angeles , and since the sales lady sees me there often suggetsed i apply for the Nordstrom Signature Visa.
I have a fraud alert on my report so i oppened the report up and applied.
To my syrprise, i was denied.
Since I know my credit is impeccable, i didnt say much , i left and called the credit department.
after a couple of days of verification.
They approved me with a 5 k limit and a whopping 23% interest rate.
My equifax Fico is 735 , i have three inquiries on my report i gross 140 k a year, no derogatory, and 6% utilization.
Why sucha low limit and high Interest.
it doesnt matter really , i pay my cards in full every month.
Since no one was able to answer in credit , i thought i would write to you.
feel free to contact me if you hae any questions regading my experience.
it was not all that bad, i realize the extra precaution Banks need to take with fraud alert.
My compliments to mr Byron in Colorado credit and Eric in California .
They saved the day.
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