If State Farm Insurance Adjusters have Denied Or Prolong Your Claim Or
Dropped You Please Sign The Petition: STATE FARM: Auto Policyholders,
Homeowners Policyholders, Rental Policyholders, Businesses
Policyholders, Hurricanes Policyholders, Tornadoes Policyholders,
Storms Policyholders, Earthquakes Policyholders, and None
Policyholders, who will be seeking Insurance in the near Future, Be
Aware of State Farm Insurance Companies and its Consultant, as well as
the Adjusters, who Prolong Your Policyholder Auto Accident and all the
Tell State Farm CEO Edward B. Rust, Vice Chairman and Coo Michael L.
Tipsord, Senior Vice President Chief Financial Officer and Treasurer
Paul J.Smith, State Farm Rep. Ronald Gates and Russell Pargeon the
auto accident whereas to I was rear ended, on July 2, 2013 was not my
fault. The rear ended auto accident claim must be rewritten in such a
way that I am not at fault. It is deliberately, wrongful, and
misleading for State Farm to file an auto claim that wasnít my fault,
as a collision claim. It is also deliberately, wrongful and misleading
for State Farm to deny pain and suffering compensations to the
passengers that were in my vehicle on July 2, 2013. This not at fault,
auto accident is going to be on my record, as an at fault accident, if
state Farm do not change my claim, which means wrongful points will be
taken off my driver license. I, the Policyholder, should not have to
pay my passengers out of my pocket, when it is State Farm duty and
contractual obligation not to refuse payment and prolong payments for
a Legal Insurance claim, which is bad faith on State Farm BEHALF.
Please Sign The Petition Against State Farm...
I had an accident. I was rear ended from behind. When I looked at my
bumper I saw that the lady had knocked paint off my bumper, no dent,
so being a good person, (GOOD NEIGHBOR as State Farm claim to be) I
let her go, as well to find out that my car would not start and that
there were other damages that had been done to my car from the
Besides myself I had 4 more people in the car, 3 of them were children
and the other was an adult, all relatives. They all suffer pain from
the accident, which caused the children to not return to day care.
They all took over the counter medications for their pain, but if
their pain worsen, the kids, their mother and I will be going to the
Doctor to seek medical care for pain, stiffness, as well as, soreness.
The auto accident that was not my fault (not caused by me), have the
children in fear. At times they canít sleep, they canít eat and they
have nightmares because of the auto accident.
As for the adult that was in my car and do not live in my house, she
had to pay extra for a sitter to keep her children, who was injured in
my car, because they were unable to return to daycare due to body pain
caused by the wreck, and she also had to pay the day care center for
service, too. She during the time of the accident had a television in
Later the adult passenger, who was in my vehicle talked to Robbin
Merrell, who was handling the medical coverage and was willing to pay
their doctor bills, (but at this time there were not any bills).
Sometime after, I talked to State Farm Rep. Ronald Gates.
I was told by State Farm auto insurance Rep. Ronald Gates that since I
let the lady go, the automobile accident was my fault, and that my
passengers are not entitle to pain and suffering from State Farm, but
they are entitled to have their medical bills paid only because I have
However when I asked him to send the submitted false statement in
writing to me stating that the accident was blame on me, he held the
line for a while before he said no. Surely, for State Farm to avoid,
fully covering my claim and by State Farm Rep. Ronald Gates falsely
blaming the accident on me, means that State Farm will raise my
Since Ronald Gates mind was set on the accident being my fault, I
asked him to give me the CEO name, phone number and I also asked him
for the CEO secretary, name and phone number, he would not give it to
me, he told me that he didnít know their names and numbers, which went
on and on and on. I told him you mean to tell me, you donít know the
CEO, name, he said again no. I said again, you mean to tell me that
you donít know the CEO name. He then said wait. After that Ronald
Gates told me that the CEO name was Ed. Rust. However I found that the
CEO name was and appeared on the Internet websites, also as Edward B.
Then he told me that he could give me his supervisor name. I told him
that I donít need your supervisor name, what I need is the manager
name who, is over your supervisor. He told me that he could not give
me the Manager name who, was over his supervisor, but again he said I
can give you my supervisor name. When I gave in and said ok give me
your supervisor name and number, he started to give me the runner
around. He held the line for a while, before he told me his supervisor
name. Finally I called his supervisor Russell Pargeon and left a
message along, with my phone number, on his machine, explaining what I
was going through with State Farm claim Rep. Ronald Gates. Russell
Pargeon never returned my call, which was Monday July 8, 2013 and
today is Friday July 12, 2013.
So, I called State Farm back and asked to file a Consumer Complaint.
The man on the other end asked for my claim number. After I gave him
my claim number, he gave me the wrong phone number 770-418562, but
keep in mind I repeated the number to him to make sure I had written
down the correct number. Since I was given the wrong number I called
back. This time I talked to a lady. She also asked me for my claim
number. I gave her my claim number and she connected me to a phone,
which had a busy signal, without giving me the complaint number. So
again, I called back and talked to another lady, but this time I did
not give out my claim number, instead, I asked her again and again for
the Consumer Complaint number, which is 770-4185024 before it was
given to me. Finally I called the Consumer Complaint number and file a
complaint against State Farm for the bad faith in which my claim was
being handled by Ronald Gates, who has a nasty voice tone. I was told
it would take two to three days before I hear from anyone. Well it has
been over two days and I have not heard from anyone from State Farm.
Afterward, I called the Corporate Office to speak to the CEO. Edward
B. Rust. I got a machine, so I left a message explaining everything
along with my phone number.
Later, a lady name Evelyn called me. She told me that she was calling
from the Corporate Office, but for the reason by the sound of her
voice, I thought I had talked to her before, which lead me to believe
that she was not calling from the Corporate Office. Anyway, she then
went on to say that they were going to contact Ronald Gates Supervisor
and have him call me, but whatever, Ronald Gates supervisor, namely
Russell Pargeon says his decision, as to handling my claim is final,
she repeated herself it will be final.
Evelyn went on to say that they donít get in disputes with Employees
and Policyholders, but she said she was going to write him concerning
my auto claim and she said that it would be in my favor. She reassured
me that I will definitely here from Russell Pargeon by Friday July 12,
2013. Well today is Friday July 12, 2013 and I have not heard from
Russell Pargeon and nor have I heard from anyone from State Farm. Keep
in mind not only did Evelyn from the Corporate Office supposedly email
him, I left Russell Pargeon a telephone message on, Monday July 8,
2013 and still I say I havenít heard from him. Although, we the
victims have cooperated 100% with stated Farm, we should not have to
continue to try and contact State Farm on an ongoing basic to settle
this prolonging claim, they donít have to contact me for my premiums.
My auto insurance coverage consisted of: Liability, Medical Payments,
Collision, Comprehensive, Uninsured Motor vehicle, car Rental,
Emergency Road Service, use of none owned cars, Loss of Earrings,
Physical Damage, Death Dismemberment and Loss of Sight .
This wreck and State Farm Claim Rep. Ronald Gates have caused me, as
well as 4 people with injuries, who were in my vehicle during the
accident to go through emotional and physical stress. This accident
was not my fault therefore you should not blame me to gain profit by
raising my insurance premiums. It is bad faith on State Farm part to
not pay or to prolong pain and suffering claims to the victims of an
auto accident, who are covered by State Farm Insurance. I should not
have to pay my passengers for their pain and suffering when I have
State Farm Full Coverage Insurance, on my Vehicle.
Now, in knowledge of false information is defined, as being actual
knowledge, deliberate ignorance of the truth or falsity of the
information, or reckless disregard of the truth.
State Farm is a Mutual Company (it is owned by its Policyholders, it
doesnít have shares that trade publicly) which means without
Policyholders, State Farm would not, EXIST.
A Consultant Firm whom I wonít name at this particular time, court
records showed that State Farm hired the Firm as a consultant. The
Consultant Firm developed methods for companies to become more
profitable by paying out less in claims according to Videotaped
evidence presented in Court.
Below are the Consultant Firm Methods for the Company: When a
Policyholder files a claim, first make, a low offer, if a Policyholder
(customer) protests or hires a lawyer the company should fight back.
The Consultant Company slides, which were presented in Court saysÖcan
discourage Policyholders (claimants) by delaying settlement and
stalling court proceedings.
By postponing payments insurance companies can hold money longer and
make more on their investments and often wear down Policyholders
(clients) to the point of dropping a claim. By paying less to its
Policyholders will lifted their income.
Town hall meetings with adjusters have been held to urge them to pay
less to Policyholders.
No Policyholder should ever have to go through something like this
from any Insurance company. I pay my premium for full coverage Auto
Insurance monthly and for State Farm to do business in a bad faith way
is very, unprofessional on their part.
This type of doing business gives State Farm a bad name.
The lie, as to I was at fault and the denied payments of this
Legitimate, pain and suffering claim is BAD FAITH on State Farm
In my opinion, to avoid fully covering my claim completly, State Farm
Rep. Ronald Gates falsely blamed the accident on me and said I was at
fault, which means State Farm will raise, again, I say my Insurance
This should have been resolved in a timely manner.
On Monday July 15, 2013, I finally received a call from Russell
Pargeon. Russell Pargeon answer was no, I donít know if your Insurance
will go up. His answer was no, I cannot give you anything in writing
stating that your insurance want go up. His answer was no, I cannot
give you anything in writing stating that the accident want be charge
to you and his answer was no, I cannot pay pain and suffering to your
passengers. He went in silent mode, which means he did not answer me,
when I addressed to him that Ronald Gates told me that the accident
was charge to me, will be on my record, and my premium will go up. He
also went in silent mode when I addressed the baby sitter expenses,
day care expenses, as well as, the car seats and the passenger,
television set that was in my car. However, after we continued to go
back and forth with one another, which was the the last time that we
spoke to one another, Russell Pargeon, through phone conversation told
me that he will have to see about whether the passengers in my car are
entitle to pain and suffering. As of this day I have not heard back
I recalled about what Evelyn from Corporate Headquarters told to me,
Mr. Russell Pargeon decision, as to handling my auto accident claim is
final, she repeated, it will be final, which was a truthful statement.
Therefore whether wrong or right Russell Prageon decision is final,
but I canít settle for wrongful decisions made by Russell Prageon and
State Farm Executive Employees.
On July 15, 2013, after Russell Pargeon and I had disagreed twice
(because I stood up for myself), through phone conversations the
rental car service was discontinued without warning. The next day the
Rental car service called me, which was on July 16, 2013. The tone of
the Rental car lady voice was in surprise mode after she realized that
I had not been notified by State Farm to return the Rental. In my
opinion according to State Farm consultant court records things like
this happens when you speak up for yourself.
Of course the RENTAL CAR was set up from July 2, 2013 to July 16,
2013. Now I have to pay out of my pocket for an extra day of Rental in
which I have a document in writing, stating, when the Rental service
will end, July 16, 2013, which is today. I was also told by State Farm
employee who set up the Rental for me, when the rental service was
going to end, which was on July 16, 2013.
Anyway, I pick up my car today July 16, 2013, from the repair shop
even though my auto claim has not been settled by State Farm.
Although my vehicle has been repaired the following things below,
which are included in with the auto accident claim must be settled by
I want State Farm to rewrite the auto accident in a truthfully manner.
Just because it is wrote up as I was hit from behind does not mean it
want be charge to me. According to Ronald Gates the accident is
charged to me and is my fault because I let the other vehicle go for
knocking paint off my bumper afterwards to see that more damage was
done to my car, as well. I want State Farm to not raise my Insurance
Premiums, but how will I know, without taking State Farm word for it,
after all in my opinion, premiums goes up more than pennies on a
dollar without policyholders knowing why.
I want State Farm to settle the pain and suffering auto claim for my
passengers and if possible for myself, as well. I want State Farm to
reimburse me for the July 16, 2013 rental service. I want State Farm
to reimburse the adult passenger baby sitter and day care expenses for
the days that her children could not attend daycare, because of their
injuries what the accident caused and at the same time, the adult
passenger still had to pay day care expenses, too. I want State farm
to replace the passengers, car seats and the television set that was
also in my car.
Liability insurance-Body injuries is used to pay for the following:
Medical bills, time lost from work, legal representation for injured
parties, funeral expenses, long-term rehabilitation or nursing care
and pain and suffering.
State Farm Claims Employees, Ronald Gates and Russell Pargeon have
caused me, as well as the people with injuries, who were in my vehicle
during the accident to go through emotional and physical stress.
In my opinion, with regard to bad faith, State Farm has demonstrated
an element of dishonest, moral obliquity, and an ill will to support
bad faith not only to me but to other, Auto Policyholders, Homeowners
Policyholders, Rental Policyholders, Hurricane Policyholders, Tornado
Policyholders, Storms Policyholders, Earthquakes Policyholders and
Businesses Policyholders in the United States, and Canada, too, as
well as, Policyholders all around the world. State Farm Policyholders
must stand up for what they believe is right.